Your money universe starts here.

Personal finance as a galaxy you explore — 4-minute missions that start exactly at your level. From first allowance to first 401(k), guided by Sage the owl.

▶ Watch the demo Coming soon to the App Store
Centverse⚡ 480 XP · 🪙 240
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YOU ARE HERE
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10
Worlds covering the entire money life-cycle
30
Missions · 4–6 minutes each
720+
Scenario questions — never the same quiz twice
8
Ranks to climb, from Penny Rookie to Money Master
The Curriculum

Ten worlds. One spiral. Zero jargon.

From what money is to rent-vs-buy — every mission ends in a decision or an action, never just a definition.

🪙Money Basics 💼Earning 📊Budgeting 🏦Saving 💳Banking 📈Credit & Debt 🌱Investing 🛡️Protection 🏛️Taxes 🧭Big Decisions
The Lesson Engine

Six beats. Four minutes. One habit changed.

Every mission follows the same research-backed arc — one idea, real dollars, and the trap that costs people real money.

🎬 Hook 💡 Idea 📊 Numbers ⚠️ The Trap 🧠 Quiz 🎉 The Win
The Spiral

Same world, three altitudes.

A 6-question placement quiz starts you at the right altitude — and every example re-tunes to the money you actually touch.

🌱 Foundations

First allowance

$2-a-week examples. Habits over math.

🏗️ Building

First paycheck

Pay stubs, first credit, $20/week investing.

🧭 Independence

Real stakes

Emergency funds, 401(k)s, the employer match.

The App

Built like a game. Private like a vault.

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The Galaxy Map

Ten worlds on a star trail — finish missions, unlock planets.

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Calculators you can feel

Drag the compound-interest Time Machine. Split a real paycheck.

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Sage the owl

Shows up at wins and reveals — never in the way.

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XP, ranks & streaks

Every mission pays XP and coins — and the daily streak is worth keeping.

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Replays fresh

Stories and quizzes re-roll every time — practice never repeats.

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Zero data collected

No accounts, no ads, no tracking. Everything stays on-device.

📐 For Schools & Districts Aligned to the National Standards for Personal Financial Education (CEE & Jump$tart, 2021) and the CFPB Building Blocks framework.

Your Money Universe
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YOU ARE HERE
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Beat 1 · The Hook
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Why does your landlord accept pixels?

🤔 What does that mean? → tap to find out

The Time Machine
$366,000
$300/month · 30 years · 7% growth

You put in $108k. Time built the rest.

720+ Scenarios
Your first paycheck says $600 gross, $512 net. Where did $88 go?
A The bank kept it as a fee
B Taxes & withholdings
C Your employer made an error
Mission Complete
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Nailed it!
⚡ +40 XP🪙 +20🔥 Day 6
🎉 RANK UP → Coin Collector
Explore ten worlds on the galaxy map